Fraud Prevention Tips for Seniors: How to Spot and Stop Scams

Helping You Find the Right Care, the First Time

Need Help Navigating Senior Care?

Whether you’re just starting your research or facing an urgent decision, Pam is here to guide you — at no cost to your family. Schedule a complimentary consultation and get expert support, personalized to your needs.

Financial fraud is rising—and seniors are prime targets. Use these simple tips to protect yourself or your loved ones from common scams.

Top Fraud Prevention Tips

Guard personal info: Never share Social Security numbers or banking details via phone, text, or email unless you made the call.
Watch for urgency: Scammers create panic to rush you into bad decisions.
Hang up & verify: Don’t engage—hang up and call the company back directly.
Get a second opinion: Talk to family or a trusted advisor before sending money.
Protect your mail & documents: Shred sensitive papers and check accounts often.
Act fast on theft: Report lost IDs, checks, or cards to your bank and police immediately.

Common Scams That Target Seniors

Grandparent scams: Fake emergencies involving a loved one.
Tech support scams: Calls claiming to be from Apple or Microsoft.
Romance scams: Online relationships asking for money.
IRS or utility scams: Threats of arrest if payment isn’t made.
Lottery scams: “You’ve won!”—but first, send money.

Warning Signs of Elder Fraud

Strange withdrawals: Especially by new “friends” or caregivers.
Secretive behavior: Pressure to hide details or act quickly.
Missing valuables or documents: Sudden changes in wills or powers of attorney.
Unpaid bills: Despite having enough money.

Report Fraud Immediately

Even small losses should be reported:

In an emergency: Call 911.
Non-emergency: Contact local police.
Adult Protective Services: File a report for elder abuse or exploitation.
FTC: Submit scams at ftc.gov/complaint.

Senior Care Placement Assistance in Monterey

Navigating senior care options in Monterey County can feel overwhelming — but you don’t have to do it alone. As a local, independent senior living placement advisor based in Carmel, I help families find the best fit for their loved ones through a thoughtful, hands-on process. From understanding care levels to coordinating tours and paperwork, I offer concierge-level support at no cost to families.

Whether you’re considering assisted living, memory care, or simply exploring your options, I provide trusted guidance backed by years of experience and firsthand knowledge of local communities.

Complimentary consultations (phone or in-person)
In-depth care needs assessments
Personalized recommendations for senior living options
Assisted living and memory care placement
Residential care home referrals
Tour scheduling and personal accompaniment
Paperwork and transition support
Post-move-in follow-up

Frequently Asked Questions

I help families understand care options and find the right senior living environment — including assisted living, memory care, and residential care homes — all at no cost to you.

What does a senior living advisor do?

I help families understand care options and find the right senior living environment — including assisted living, memory care, and residential care homes — all at no cost to you.

How are your services free?

I’m compensated by the senior living communities I partner with. This allows me to offer completely complimentary support to families without any pressure or obligation.

Do you work with all facilities in Carmel and Monterey County?

I only recommend communities I’ve personally toured and vetted. My goal is to connect you with high-quality, reputable options based on your loved one’s unique needs.

Can you help if we need placement quickly?

Yes. I’ve worked with families in urgent situations and can help expedite the process — from assessment to move-in — without sacrificing peace of mind.

Senior Care Solutions

Independent Living, Assisted Living & Memory Care